Brim: The wealth app for everyone
Understand your money. Watch it grow.
Save consistently. Invest wisely. Let time do the rest.
Why we're building Brim
The financial system isn't working for most people. We're here to change that.
Financial literacy is shockingly low
Americans correctly answer only 49% of basic financial questions, leaving millions vulnerable to poor money decisions.
No one teaches us
Schools don't teach personal finance. Parents often struggle themselves. We're expected to figure it out alone.
Institutions profit from ignorance
Traditional banks and financial institutions make more money when you don't understand your finances.
Brim changes all of that
We believe everyone deserves access to the knowledge and tools needed to build wealth. That's why we're building a platform that educates, empowers, and puts your financial success first—not our profits.
With Brim, financial literacy isn't optional—it's built right in.
Choose your path to growth
Two powerful ways to grow your wealth. Pick the one that fits your goals.
High Yield Stablecoin Account
Earn steady returns backed by U.S. Treasury bills through Stripe's USDB stablecoin. Secure, transparent, and dollar-pegged.
- Backed by U.S. Treasury bills
- Powered by Stripe's USDB stablecoin
- Stable, predictable returns
- Instant liquidity
Returns are variable and not guaranteed. Not FDIC insured.
Crypto Lending Account
Maximize returns through decentralized lending protocols powered by ReflectMoney. Higher yields with transparent risk management.
- Powered by ReflectMoney protocol
- Decentralized lending markets
- Higher potential returns
- Full transparency & control
Higher returns come with higher risk. Not FDIC insured.
Earn more on your dollarsEarn more on your dollars
Brim helps your cash grow automatically with transparent yields, instant access, and no hidden fees. Keep full control while your balance works harder for you.
Brim is a financial services platform. Yields are variable and not guaranteed. Capital at risk. Always evaluate your financial situation before investing.
Banks keep the spread. Brim gives it back.
See how traditional savings accounts route your yield versus Brim’s transparent money flow designed to return more of the spread to you.
Typical Bank HYSA
Bank keeps the spreadDeposits earn a small APY while banks deploy funds to higher-yield uses.
You
Cash deposits
Bank
Aggregates deposits
Bank investments
Loans, securities
Your account
Small, fixed APY
Brim
Spread back to youBrim channels deposits into transparent, diversified pools and returns realized yield.
You
Set allocations
Brim pool
Optimized, transparent
Markets
Diversified instruments
Your balance
Yield credited to you
Apple‑style comparison
A clear view of what you get with Brim versus a typical bank savings account.
Bank savings
Brim
Control
Bank-driven rates
Rates change without input; you accept the APY offered.
You set the rules
Choose risk bands and allocations with clear guardrails.
Growth
Low, fixed APY
Most yield kept by the bank as spread on your deposits.
Market-backed yield
Optimized pools aim to return spread back to you.
Transparency
Opaque mechanics
Limited visibility into how deposits are used.
See the flow
Live breakdowns of pools, fees, and realized yield.
Flexibility
Rigid products
APY tiers, lockups, minimums, direct deposit or ATM usage requirements can limit your choices.
Move with intent
Adjust allocations or withdraw with simple controls. No lockups, no minimums, no direct deposit or ATM usage requirements.
Tax efficiency
Tax inefficient
Interest income is taxed at your marginal income tax rate.
Tax efficient
Asset appreciation could be taxed at a lower rate than traditional savings accounts.
Disclaimer: Diagrams and comparisons are illustrative and not guarantees of performance. Market exposure involves risk; returns may vary. Review all disclosures before allocating funds.
What’s under the hood?
Straightforward answers to how Brim works—no jargon required.